The median home in Hermosa, South Dakota is valued at $512,720, up 2.2% year over year. Hermosa is part of the Rapid City, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$512,720

+2.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$102,544 on $512,720

Example: $75,000 household income. Change it above to see your own.

Out of reach53.4% of income

Need $142,971/yr to afford.

PITI$3,336

P/I53.4%

Afford$269K

Gap-$244K

P&I $2,593Tax $560Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Hermosa with other housing markets across South Dakota.

Keystone$615K South Shore$546K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K Hill City$450K

Full Rapid City, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rapid City, SD metro.

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Hermosa, SD