The median home in Hill City, South Dakota is valued at $450,265, up 1.6% year over year. Hill City is part of the Rapid City, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$450,265

+1.6%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$90,053 on $450,265

Example: $75,000 household income. Change it above to see your own.

Out of reach47.2% of income

Need $126,514/yr to afford.

PITI$2,952

P/I47.2%

Afford$267K

Gap-$183K

P&I $2,277Tax $492Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Hill City with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Rapid City, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rapid City, SD metro.

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Hill City, SD