The median home in Box Elder, South Dakota is valued at $355,339, up 2.7% year over year. Typical monthly rent is $1,313, producing a price-to-rent ratio of 22.6x — well above the national average of 18x. Box Elder is part of the Rapid City, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$355,339

+2.7%

Rent$1,313/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$71,068 on $355,339

Example: $75,000 household income. Change it above to see your own.

Out of reach37.9% of income

Need $101,486/yr to afford.

PITI$2,368

P/I37.9%

Afford$263K

Gap-$93K

P&I $1,797Tax $388Ins $183

Renting $1,055/mo cheaper ($1,313 rent)6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Box Elder with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Rapid City, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rapid City, SD metro.

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Box Elder, SD