City

DE SMET, SD

Median home value: $244K (+6.5% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$243,615
+6.5%
AFFORDABILITY

Enter your income for De Smet.

$48,723 on $243,615
Affordable — 25.9% of income

Under the 28% guideline.

PITI$1,618
P/I25.9%
Afford$263K
Room+$20K
P&I $1,168Tax $266Ins $183
6.00% 30yr, 20% down, county tax + SD ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
De Smet Housing Market | CrashWatch