City

ELK POINT, SD

Sioux City, IA-NE-SD

Median home value: $277K (+5.6% YoY). Part of Sioux City, IA-NE-SD.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Sioux City, IA-NE-SD metro page.

Home Value$277,255
+5.6%
AFFORDABILITY

Enter your income for Elk Point.

$55,451 on $277,255
Stretch — 29.1% of income

Above 28% but manageable with cuts.

PITI$1,816
P/I29.1%
Afford$267K
Gap-$10K
P&I $1,330Tax $303Ins $183
6.00% 30yr, 20% down, county tax + SD ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Elk Point Housing Market | CrashWatch