The median home in Elk Point, South Dakota is valued at $277,255, up 5.6% year over year. Elk Point is part of the Sioux City, IA-NE-SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Sioux City, IA-NE-SD stress score, crash risk, and 12-month forecast →
Home Value$277,255
+5.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.
Enter your income for Elk Point.
$55,451 on $277,255
Stretch — 30.2% of income
Above 28% but manageable with cuts.
PITI$1,888
P/I30.2%
Afford$257K
Gap-$20K
P&I $1,402Tax $303Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in South Dakota
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Full Sioux City, IA-NE-SD analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sioux City, IA-NE-SD metro.
View Sioux City, IA-NE-SD metro →