The median home in Estelline, South Dakota is valued at $251,752, up 15.4% year over year. Estelline is part of the Watertown, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$251,752

+15.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Estelline.

Income (annual)

Down Payment

$50,350 on $251,752

Example: $75,000 household income. Change it above to see your own.

Affordable27.7% of income

Under the 28% guideline.

PITI$1,731

P/I27.7%

Afford$255K

Room+$3K

P&I $1,273Tax $275Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Estelline with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Watertown, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Watertown, SD metro.

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Estelline, SD