City

GARY, SD

Median home value: $431K (+13.2% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$431,084
+13.2%
AFFORDABILITY

Enter your income for Gary.

$86,217 on $431,084
Out of reach — 43.6% of income

Need $116,657/yr to afford.

PITI$2,722
P/I43.6%
Afford$277K
Gap-$154K
P&I $2,068Tax $471Ins $183
6.00% 30yr, 20% down, county tax + SD ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Gary Housing Market | CrashWatch