The median home in Harrisburg, South Dakota is valued at $350,692, up 1.0% year over year. Typical monthly rent is $1,452, producing a price-to-rent ratio of 20.1x — well above the national average of 18x. Harrisburg is part of the Sioux Falls, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$350,692

+1.0%

Rent$1,452/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Harrisburg.

Income (annual)

Down Payment

$70,138 on $350,692

Example: $75,000 household income. Change it above to see your own.

Out of reach37.4% of income

Need $100,243/yr to afford.

PITI$2,339

P/I37.4%

Afford$262K

Gap-$88K

P&I $1,773Tax $383Ins $183

Renting $887/mo cheaper ($1,452 rent)6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Harrisburg with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Sioux Falls, SD analysis

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Harrisburg, SD