The median home in Hartford, South Dakota is valued at $388,094, up 2.4% year over year. Hartford is part of the Sioux Falls, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$388,094

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Hartford.

Income (annual)

Down Payment

$77,619 on $388,094

Example: $75,000 household income. Change it above to see your own.

Out of reach41.1% of income

Need $110,100/yr to afford.

PITI$2,569

P/I41.1%

Afford$264K

Gap-$124K

P&I $1,962Tax $424Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Hartford with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Sioux Falls, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sioux Falls, SD metro.

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Hartford, SD