The median home in Hayti, South Dakota is valued at $300,970, up 9.4% year over year. Hayti is part of the Watertown, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Watertown, SD stress score, crash risk, and 12-month forecast →

Home Value$300,970

+9.4%

AFFORDABILITY

Enter your income for Hayti.

Income (annual)

Down Payment

$60,194 on $300,970

Stretch — 32.5% of income

Above 28% but manageable with cuts.

PITI$2,034

P/I32.5%

Afford$259K

Gap-$42K

P&I $1,522Tax $329Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Hayti with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Watertown, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Watertown, SD metro.

View Watertown, SD metro →

HAYTI, SD