Median home value: $329K (+5.1% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$328,864
+5.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + SD ins. 28% per HUD.
Enter your income for Hot Springs.
$65,773 on $328,864
Stretch — 33.9% of income
Above 28% but manageable with cuts.
PITI$2,120
P/I33.9%
Afford$271K
Gap-$57K
P&I $1,577Tax $359Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing