The median home in Humboldt, South Dakota is valued at $317,634, up 1.8% year over year. Humboldt is part of the Sioux Falls, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Sioux Falls, SD stress score, crash risk, and 12-month forecast →

Home Value$317,634

+1.8%

AFFORDABILITY

Enter your income for Humboldt.

Income (annual)

Down Payment

$63,527 on $317,634

Stretch — 34.2% of income

Above 28% but manageable with cuts.

PITI$2,136

P/I34.2%

Afford$260K

Gap-$57K

P&I $1,606Tax $347Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Humboldt with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Sioux Falls, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sioux Falls, SD metro.

View Sioux Falls, SD metro →

HUMBOLDT, SD