The median home in Humboldt, South Dakota is valued at $317,634, up 1.8% year over year. Humboldt is part of the Sioux Falls, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$317,634

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Humboldt.

Income (annual)

Down Payment

$63,527 on $317,634

Example: $75,000 household income. Change it above to see your own.

Stretch34.2% of income

Above 28% but manageable with cuts.

PITI$2,136

P/I34.2%

Afford$260K

Gap-$57K

P&I $1,606Tax $347Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Humboldt with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Sioux Falls, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sioux Falls, SD metro.

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Humboldt, SD