The median home in Jefferson, South Dakota is valued at $379,229, up 4.0% year over year. Jefferson is part of the Sioux City, IA-NE-SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$379,229

+4.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$75,846 on $379,229

Example: $75,000 household income. Change it above to see your own.

Out of reach40.2% of income

Need $107,786/yr to afford.

PITI$2,515

P/I40.2%

Afford$264K

Gap-$115K

P&I $1,918Tax $414Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Jefferson with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Sioux City, IA-NE-SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sioux City, IA-NE-SD metro.

View Sioux City, IA-NE-SD metro

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Jefferson, SD