Median home value: $278K (+3.8% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$278,174
+3.8%
AFFORDABILITY6.00% 30yr, 20% down, county tax + SD ins. 28% per HUD.
Enter your income for Lake City.
$55,635 on $278,174
Stretch — 29.1% of income
Above 28% but manageable with cuts.
PITI$1,821
P/I29.1%
Afford$267K
Gap-$11K
P&I $1,334Tax $304Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing