City

LEAD, SD

Spearfish, SD

Median home value: $366K (-2.8% YoY). Part of Spearfish, SD.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Spearfish, SD metro page.

Home Value$366,290
-2.8%
AFFORDABILITY

Enter your income for Lead.

$73,258 on $366,290
Out of reach — 37.4% of income

Need $100,286/yr to afford.

PITI$2,340
P/I37.4%
Afford$274K
Gap-$92K
P&I $1,757Tax $400Ins $183
6.00% 30yr, 20% down, county tax + SD ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Lead Housing Market | CrashWatch