The median home in Lead, South Dakota is valued at $366,290, down 2.8% year over year. Lead is part of the Spearfish, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$366,290

-2.8%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$73,258 on $366,290

Example: $75,000 household income. Change it above to see your own.

Out of reach39% of income

Need $104,357/yr to afford.

PITI$2,435

P/I39%

Afford$263K

Gap-$103K

P&I $1,852Tax $400Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Lead with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Spearfish, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spearfish, SD metro.

View Spearfish, SD metro

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Lead, SD