The median home in Montrose, South Dakota is valued at $362,683, up 3.3% year over year. Montrose is part of the Sioux Falls, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$362,683

+3.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$72,537 on $362,683

Example: $75,000 household income. Change it above to see your own.

Out of reach38.6% of income

Need $103,414/yr to afford.

PITI$2,413

P/I38.6%

Afford$263K

Gap-$100K

P&I $1,834Tax $396Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Montrose with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Sioux Falls, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sioux Falls, SD metro.

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Montrose, SD