The median home in Mount Vernon, South Dakota is valued at $276,774, up 3.0% year over year. Mount Vernon is part of the Mitchell, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$276,774

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Mount Vernon.

Income (annual)

Down Payment

$55,355 on $276,774

Example: $75,000 household income. Change it above to see your own.

Stretch30.2% of income

Above 28% but manageable with cuts.

PITI$1,885

P/I30.2%

Afford$257K

Gap-$20K

P&I $1,400Tax $302Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Mount Vernon with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Mitchell, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mitchell, SD metro.

View Mitchell, SD metro

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Mount Vernon, SD