City

RAPID CITY, SD

Rapid City, SD

Median home value: $353K (+2.0% YoY). Rent: $1,329/mo. Price-to-rent: 22.1x. Part of Rapid City, SD.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Rapid City, SD metro page.

Home Value$352,520
+2.0%
Rent$1,329/mo
AFFORDABILITY

Enter your income for Rapid City.

$70,504 on $352,520
Out of reach — 36.1% of income

Need $96,814/yr to afford.

PITI$2,259
P/I36.1%
Afford$273K
Gap-$79K
P&I $1,691Tax $385Ins $183
Renting $930/mo cheaper ($1,329 rent)6.00% 30yr, 20% down, county tax + SD ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Rapid City Housing Market | CrashWatch