The median home in Rapid City, South Dakota is valued at $352,520, up 2.0% year over year. Typical monthly rent is $1,329, producing a price-to-rent ratio of 22.1x — well above the national average of 18x. Rapid City is part of the Rapid City, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$352,520
+2.0%
Rent$1,329/mo
AFFORDABILITYRenting $1,022/mo cheaper ($1,329 rent)6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.
Enter your income for Rapid City.
$70,504 on $352,520
Out of reach — 37.6% of income
Need $100,757/yr to afford.
PITI$2,351
P/I37.6%
Afford$262K
Gap-$90K
P&I $1,783Tax $385Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in South Dakota
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Full Rapid City, SD analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rapid City, SD metro.
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