The median home in Sioux Falls, South Dakota is valued at $322,527, up 1.2% year over year. Typical monthly rent is $1,207, producing a price-to-rent ratio of 22.3x — well above the national average of 18x. Sioux Falls is part of the Sioux Falls, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$322,527

+1.2%

Rent$1,207/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Sioux Falls.

Income (annual)

Down Payment

$64,505 on $322,527

Example: $75,000 household income. Change it above to see your own.

Stretch34.7% of income

Above 28% but manageable with cuts.

PITI$2,166

P/I34.7%

Afford$261K

Gap-$62K

P&I $1,631Tax $352Ins $183

Renting $959/mo cheaper ($1,207 rent)6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Sioux Falls with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Sioux Falls, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sioux Falls, SD metro.

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