Median home value: $250K (+8.5% YoY). Part of Sioux Falls, SD.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Sioux Falls, SD metro page.
Home Value$250,494
+8.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + SD ins. 28% per HUD.
Enter your income for Spencer.
$50,099 on $250,494
Affordable — 26.5% of income
Under the 28% guideline.
PITI$1,658
P/I26.5%
Afford$264K
Room+$14K
P&I $1,201Tax $273Ins $183
Home Buying Kit For Dummies (2025)Financing, negotiation, closing