The median home in Sturgis, South Dakota is valued at $362,478, up 3.1% year over year. Sturgis is part of the Rapid City, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$362,478

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Sturgis.

Income (annual)

Down Payment

$72,496 on $362,478

Example: $75,000 household income. Change it above to see your own.

Out of reach38.6% of income

Need $103,371/yr to afford.

PITI$2,412

P/I38.6%

Afford$263K

Gap-$99K

P&I $1,833Tax $396Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Sturgis with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Rapid City, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rapid City, SD metro.

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Sturgis, SD