The median home in Summerset, South Dakota is valued at $416,529, up 1.0% year over year. Summerset is part of the Rapid City, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Rapid City, SD stress score, crash risk, and 12-month forecast →

Home Value$416,529

+1.0%

AFFORDABILITY

Enter your income for Summerset.

Income (annual)

Down Payment

$83,306 on $416,529

Out of reach — 43.9% of income

Need $117,600/yr to afford.

PITI$2,744

P/I43.9%

Afford$266K

Gap-$151K

P&I $2,106Tax $455Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Summerset with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Rapid City, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Rapid City, SD metro.

View Rapid City, SD metro →

SUMMERSET, SD