City

WHITEWOOD, SD

Spearfish, SD

Median home value: $405K (-0.4% YoY). Part of Spearfish, SD.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Spearfish, SD metro page.

Home Value$404,792
-0.4%
AFFORDABILITY

Enter your income for Whitewood.

$80,958 on $404,792
Out of reach — 41.1% of income

Need $110,014/yr to afford.

PITI$2,567
P/I41.1%
Afford$276K
Gap-$129K
P&I $1,942Tax $442Ins $183
6.00% 30yr, 20% down, county tax + SD ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Whitewood Housing Market | CrashWatch