The median home in Whitewood, South Dakota is valued at $404,792, down 0.4% year over year. Whitewood is part of the Spearfish, SD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Spearfish, SD stress score, crash risk, and 12-month forecast →

Home Value$404,792

-0.4%

AFFORDABILITY

Enter your income for Whitewood.

Income (annual)

Down Payment

$80,958 on $404,792

Out of reach — 42.8% of income

Need $114,514/yr to afford.

PITI$2,672

P/I42.8%

Afford$265K

Gap-$140K

P&I $2,047Tax $442Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in South Dakota

Compare Whitewood with other housing markets across South Dakota.

Keystone$615K South Shore$546K Hermosa$513K Florence$493K Henry$492K Wentworth$476K Renner$462K Custer$460K

Full Spearfish, SD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spearfish, SD metro.

View Spearfish, SD metro →

WHITEWOOD, SD