The median home in Alcoa, Tennessee is valued at $303,274, down 0.1% year over year. Typical monthly rent is $1,669, producing a price-to-rent ratio of 15.1x — near the national average of 18x. Alcoa is part of the Knoxville, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$303,274

-0.1%

Rent$1,669/mo

Prices falling — better for buyers.

Affordability

Enter your income for Alcoa.

Income (annual)

Down Payment

$60,655 on $303,274

Example: $75,000 household income. Change it above to see your own.

Stretch30.1% of income

Above 28% but manageable with cuts.

PITI$1,880

P/I30.1%

Afford$282K

Gap-$21K

P&I $1,534Tax $179Ins $167

Renting $211/mo cheaper ($1,669 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Alcoa with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Knoxville, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Knoxville, TN metro.

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Alcoa, TN