The median home in Alcoa, Tennessee is valued at $303,274, down 0.1% year over year. Typical monthly rent is $1,669, producing a price-to-rent ratio of 15.1x — near the national average of 18x. Alcoa is part of the Knoxville, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$303,274
-0.1%
Rent$1,669/mo
AFFORDABILITYRenting $211/mo cheaper ($1,669 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Alcoa.
$60,655 on $303,274
Stretch — 30.1% of income
Above 28% but manageable with cuts.
PITI$1,880
P/I30.1%
Afford$282K
Gap-$21K
P&I $1,534Tax $179Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Tennessee
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Full Knoxville, TN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Knoxville, TN metro.
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