The median home in Athens, Tennessee is valued at $252,619, up 2.5% year over year. Typical monthly rent is $1,099, producing a price-to-rent ratio of 19.2x — near the national average of 18x. Athens is part of the Athens, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$252,619

+2.5%

Rent$1,099/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Athens.

Income (annual)

Down Payment

$50,524 on $252,619

Example: $75,000 household income. Change it above to see your own.

Affordable25.5% of income

Under the 28% guideline.

PITI$1,594

P/I25.5%

Afford$277K

Room+$25K

P&I $1,277Tax $149Ins $167

Renting $495/mo cheaper ($1,099 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Athens with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Athens, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Athens, TN metro.

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