The median home in Atoka, Tennessee is valued at $343,255, up 1.3% year over year. Atoka is part of the Memphis, TN-MS-AR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$343,255

+1.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Atoka.

Income (annual)

Down Payment

$68,651 on $343,255

Example: $75,000 household income. Change it above to see your own.

Stretch33.7% of income

Above 28% but manageable with cuts.

PITI$2,105

P/I33.7%

Afford$285K

Gap-$58K

P&I $1,736Tax $203Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Atoka with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Memphis, TN-MS-AR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Memphis, TN-MS-AR metro.

View Memphis, TN-MS-AR metro

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Atoka, TN