The median home in Birchwood, Tennessee is valued at $339,026, up 0.8% year over year. Birchwood is part of the Chattanooga, TN-GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$339,026

+0.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Birchwood.

Income (annual)

Down Payment

$67,805 on $339,026

Example: $75,000 household income. Change it above to see your own.

Stretch33.3% of income

Above 28% but manageable with cuts.

PITI$2,082

P/I33.3%

Afford$285K

Gap-$54K

P&I $1,714Tax $201Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Birchwood with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Chattanooga, TN-GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chattanooga, TN-GA metro.

View Chattanooga, TN-GA metro

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Birchwood, TN