The median home in Charleston, Tennessee is valued at $353,475, up 1.1% year over year. Charleston is part of the Cleveland, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$353,475

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Charleston.

Income (annual)

Down Payment

$70,695 on $353,475

Example: $75,000 household income. Change it above to see your own.

Stretch34.6% of income

Above 28% but manageable with cuts.

PITI$2,163

P/I34.6%

Afford$286K

Gap-$67K

P&I $1,787Tax $209Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Charleston with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Cleveland, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cleveland, TN metro.

View Cleveland, TN metro

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Charleston, TN