The median home in Charlotte, Tennessee is valued at $334,668, up 1.1% year over year. Charlotte is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$334,668

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Charlotte.

Income (annual)

Down Payment

$66,934 on $334,668

Example: $75,000 household income. Change it above to see your own.

Stretch32.9% of income

Above 28% but manageable with cuts.

PITI$2,057

P/I32.9%

Afford$285K

Gap-$50K

P&I $1,692Tax $198Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Charlotte with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Nashville-Davidson--Murfreesboro--Franklin, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Nashville-Davidson--Murfreesboro--Franklin, TN metro.

View Nashville-Davidson--Murfreesboro--Franklin, TN metro

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Charlotte, TN