Median home value: $312K (-1.2% YoY). Rent: $1,529/mo. Price-to-rent: 17.0x. Part of Chattanooga, TN-GA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chattanooga, TN-GA metro page.
Home Value$312,219
-1.2%
Rent$1,529/mo
AFFORDABILITYRenting $320/mo cheaper ($1,529 rent)6.00% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Chattanooga.
$62,444 on $312,219
Stretch — 29.6% of income
Above 28% but manageable with cuts.
PITI$1,849
P/I29.6%
Afford$296K
Gap-$17K
P&I $1,498Tax $185Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing