The median home in Cleveland, Tennessee is valued at $301,833, up 0.5% year over year. Typical monthly rent is $1,362, producing a price-to-rent ratio of 18.5x — near the national average of 18x. Cleveland is part of the Cleveland, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$301,833
+0.5%
Rent$1,362/mo
AFFORDABILITYRenting $509/mo cheaper ($1,362 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Cleveland.
$60,367 on $301,833
Stretch — 29.9% of income
Above 28% but manageable with cuts.
PITI$1,871
P/I29.9%
Afford$282K
Gap-$20K
P&I $1,526Tax $179Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Tennessee
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Full Cleveland, TN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cleveland, TN metro.
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