The median home in Cleveland, Tennessee is valued at $301,833, up 0.5% year over year. Typical monthly rent is $1,362, producing a price-to-rent ratio of 18.5x — near the national average of 18x. Cleveland is part of the Cleveland, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$301,833

+0.5%

Rent$1,362/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Cleveland.

Income (annual)

Down Payment

$60,367 on $301,833

Example: $75,000 household income. Change it above to see your own.

Stretch29.9% of income

Above 28% but manageable with cuts.

PITI$1,871

P/I29.9%

Afford$282K

Gap-$20K

P&I $1,526Tax $179Ins $167

Renting $509/mo cheaper ($1,362 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Cleveland with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Cleveland, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cleveland, TN metro.

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