The median home in Collegedale, Tennessee is valued at $409,246, up 0.3% year over year. Typical monthly rent is $1,672, producing a price-to-rent ratio of 20.4x — well above the national average of 18x. Collegedale is part of the Chattanooga, TN-GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$409,246
+0.3%
Rent$1,672/mo
AFFORDABILITYRenting $806/mo cheaper ($1,672 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Collegedale.
$81,849 on $409,246
Out of reach — 39.6% of income
Need $106,200/yr to afford.
PITI$2,478
P/I39.6%
Afford$289K
Gap-$120K
P&I $2,069Tax $242Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Tennessee
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Full Chattanooga, TN-GA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chattanooga, TN-GA metro.
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