The median home in Collegedale, Tennessee is valued at $409,246, up 0.3% year over year. Typical monthly rent is $1,672, producing a price-to-rent ratio of 20.4x — well above the national average of 18x. Collegedale is part of the Chattanooga, TN-GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$409,246

+0.3%

Rent$1,672/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Collegedale.

Income (annual)

Down Payment

$81,849 on $409,246

Example: $75,000 household income. Change it above to see your own.

Out of reach39.6% of income

Need $106,200/yr to afford.

PITI$2,478

P/I39.6%

Afford$289K

Gap-$120K

P&I $2,069Tax $242Ins $167

Renting $806/mo cheaper ($1,672 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Collegedale with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Chattanooga, TN-GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chattanooga, TN-GA metro.

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Collegedale, TN