The median home in Columbia, Tennessee is valued at $364,640, up 1.0% year over year. Typical monthly rent is $1,528, producing a price-to-rent ratio of 19.9x — near the national average of 18x. Columbia is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$364,640

+1.0%

Rent$1,528/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$72,928 on $364,640

Example: $75,000 household income. Change it above to see your own.

Stretch35.6% of income

Above 28% but manageable with cuts.

PITI$2,226

P/I35.6%

Afford$287K

Gap-$78K

P&I $1,844Tax $216Ins $167

Renting $698/mo cheaper ($1,528 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Columbia with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Nashville-Davidson--Murfreesboro--Franklin, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Nashville-Davidson--Murfreesboro--Franklin, TN metro.

View Nashville-Davidson--Murfreesboro--Franklin, TN metro

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Columbia, TN