The median home in Cookeville, Tennessee is valued at $310,309, up 1.3% year over year. Typical monthly rent is $1,478, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Cookeville is part of the Cookeville, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$310,309

+1.3%

Rent$1,478/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Cookeville.

Income (annual)

Down Payment

$62,062 on $310,309

Example: $75,000 household income. Change it above to see your own.

Stretch30.7% of income

Above 28% but manageable with cuts.

PITI$1,919

P/I30.7%

Afford$283K

Gap-$27K

P&I $1,569Tax $184Ins $167

Renting $441/mo cheaper ($1,478 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Cookeville with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Cookeville, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cookeville, TN metro.

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