The median home in Cosby, Tennessee is valued at $258,800, up 2.4% year over year. Cosby is part of the Newport, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$258,800

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Cosby.

Income (annual)

Down Payment

$51,760 on $258,800

Example: $75,000 household income. Change it above to see your own.

Affordable26% of income

Under the 28% guideline.

PITI$1,628

P/I26%

Afford$278K

Room+$19K

P&I $1,309Tax $153Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Cosby with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Newport, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Newport, TN metro.

View Newport, TN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Cosby, TN