The median home in Cottage Grove, Tennessee is valued at $242,450, up 0.9% year over year. Cottage Grove is part of the Paris, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$242,450

+0.9%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$48,490 on $242,450

Example: $75,000 household income. Change it above to see your own.

Affordable24.6% of income

Under the 28% guideline.

PITI$1,536

P/I24.6%

Afford$276K

Room+$34K

P&I $1,226Tax $143Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Cottage Grove with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Paris, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Paris, TN metro.

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Cottage Grove, TN