City

EAST RIDGE, TN

Chattanooga, TN-GA

The median home in East Ridge, Tennessee is valued at $251,421, down 1.3% year over year. Typical monthly rent is $1,285, producing a price-to-rent ratio of 16.3xnear the national average of 18x. East Ridge is part of the Chattanooga, TN-GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Chattanooga, TN-GA stress score, crash risk, and 12-month forecast →

Home Value$251,421
-1.3%
Rent$1,285/mo
AFFORDABILITY

Enter your income for East Ridge.

$50,284 on $251,421
Affordable — 25.4% of income

Under the 28% guideline.

PITI$1,587
P/I25.4%
Afford$277K
Room+$26K
P&I $1,271Tax $149Ins $167
Renting $302/mo cheaper ($1,285 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Tennessee

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Full Chattanooga, TN-GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chattanooga, TN-GA metro.

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