The median home in East Ridge, Tennessee is valued at $251,421, down 1.3% year over year. Typical monthly rent is $1,285, producing a price-to-rent ratio of 16.3x — near the national average of 18x. East Ridge is part of the Chattanooga, TN-GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$251,421

-1.3%

Rent$1,285/mo

Prices falling — better for buyers.

Affordability

Enter your income for East Ridge.

Income (annual)

Down Payment

$50,284 on $251,421

Example: $75,000 household income. Change it above to see your own.

Affordable25.4% of income

Under the 28% guideline.

PITI$1,587

P/I25.4%

Afford$277K

Room+$26K

P&I $1,271Tax $149Ins $167

Renting $302/mo cheaper ($1,285 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare East Ridge with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Chattanooga, TN-GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chattanooga, TN-GA metro.

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East Ridge, TN