The median home in Gallatin, Tennessee is valued at $426,631, up 0.8% year over year. Typical monthly rent is $1,613, producing a price-to-rent ratio of 22x — well above the national average of 18x. Gallatin is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$426,631

+0.8%

Rent$1,613/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Gallatin.

Income (annual)

Down Payment

$85,326 on $426,631

Example: $75,000 household income. Change it above to see your own.

Out of reach41.2% of income

Need $110,400/yr to afford.

PITI$2,576

P/I41.2%

Afford$290K

Gap-$137K

P&I $2,157Tax $252Ins $167

Renting $963/mo cheaper ($1,613 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Gallatin with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Nashville-Davidson--Murfreesboro--Franklin, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Nashville-Davidson--Murfreesboro--Franklin, TN metro.

View Nashville-Davidson--Murfreesboro--Franklin, TN metro

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Gallatin, TN