City

GARLAND, TN

Memphis, TN-MS-AR

Median home value: $206K (+2.6% YoY). Part of Memphis, TN-MS-AR.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Memphis, TN-MS-AR metro page.

Home Value$205,581
+2.6%
AFFORDABILITY

Enter your income for Garland.

$41,116 on $205,581
Affordable — 20.4% of income

Under the 28% guideline.

PITI$1,274
P/I20.4%
Afford$282K
Room+$77K
P&I $986Tax $122Ins $167
6.00% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Garland Housing Market | CrashWatch