City

HARROGATE, TN

The median home in Harrogate, Tennessee is valued at $223,516, up 3.4% year over year.

Home Value$223,516
+3.4%
AFFORDABILITY

Enter your income for Harrogate.

$44,703 on $223,516
Affordable — 22.9% of income

Under the 28% guideline.

PITI$1,429
P/I22.9%
Afford$274K
Room+$50K
P&I $1,130Tax $132Ins $167
6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Tennessee

Compare Harrogate with other housing markets across Tennessee.