The median home in Jefferson City, Tennessee is valued at $299,027, up 0.4% year over year. Typical monthly rent is $1,305, producing a price-to-rent ratio of 19.1x — near the national average of 18x. Jefferson City is part of the Morristown, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Morristown, TN stress score, crash risk, and 12-month forecast →
Home Value$299,027
+0.4%
Rent$1,305/mo
AFFORDABILITYRenting $551/mo cheaper ($1,305 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Jefferson City.
$59,805 on $299,027
Stretch — 29.7% of income
Above 28% but manageable with cuts.
PITI$1,856
P/I29.7%
Afford$282K
Gap-$17K
P&I $1,512Tax $177Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Tennessee
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Full Morristown, TN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Morristown, TN metro.
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