The median home in Jefferson City, Tennessee is valued at $299,027, up 0.4% year over year. Typical monthly rent is $1,305, producing a price-to-rent ratio of 19.1x — near the national average of 18x. Jefferson City is part of the Morristown, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$299,027

+0.4%

Rent$1,305/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Jefferson City.

Income (annual)

Down Payment

$59,805 on $299,027

Example: $75,000 household income. Change it above to see your own.

Stretch29.7% of income

Above 28% but manageable with cuts.

PITI$1,856

P/I29.7%

Afford$282K

Gap-$17K

P&I $1,512Tax $177Ins $167

Renting $551/mo cheaper ($1,305 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Jefferson City with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Morristown, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Morristown, TN metro.

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Jefferson City, TN