The median home in Johnson City, Tennessee is valued at $284,574, down 0.3% year over year. Typical monthly rent is $1,385, producing a price-to-rent ratio of 17.1x — near the national average of 18x. Johnson City is part of the Johnson City, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$284,574
-0.3%
Rent$1,385/mo
AFFORDABILITYRenting $389/mo cheaper ($1,385 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Johnson City.
$56,915 on $284,574
Stretch — 28.4% of income
Above 28% but manageable with cuts.
PITI$1,774
P/I28.4%
Afford$281K
Gap-$4K
P&I $1,439Tax $168Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Johnson City, TN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Johnson City, TN metro.
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