The median home in Johnson City, Tennessee is valued at $284,574, down 0.3% year over year. Typical monthly rent is $1,385, producing a price-to-rent ratio of 17.1x — near the national average of 18x. Johnson City is part of the Johnson City, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$284,574

-0.3%

Rent$1,385/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$56,915 on $284,574

Example: $75,000 household income. Change it above to see your own.

Stretch28.4% of income

Above 28% but manageable with cuts.

PITI$1,774

P/I28.4%

Afford$281K

Gap-$4K

P&I $1,439Tax $168Ins $167

Renting $389/mo cheaper ($1,385 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Johnson City with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Johnson City, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Johnson City, TN metro.

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