The median home in Lake City, Tennessee is valued at $231,234, up 3.0% year over year. Lake City is part of the Knoxville, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$231,234

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Lake City.

Income (annual)

Down Payment

$46,247 on $231,234

Example: $75,000 household income. Change it above to see your own.

Affordable23.6% of income

Under the 28% guideline.

PITI$1,473

P/I23.6%

Afford$275K

Room+$43K

P&I $1,169Tax $137Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Lake City with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Knoxville, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Knoxville, TN metro.

View Knoxville, TN metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Lake City, TN