The median home in Mercer, Tennessee is valued at $185,180, up 1.9% year over year. Mercer is part of the Jackson, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$185,180

+1.9%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$37,036 on $185,180

Example: $75,000 household income. Change it above to see your own.

Affordable19.4% of income

Under the 28% guideline.

PITI$1,213

P/I19.4%

Afford$267K

Room+$82K

P&I $936Tax $110Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Mercer with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Jackson, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jackson, TN metro.

View Jackson, TN metro

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Mercer, TN