The median home in Monterey, Tennessee is valued at $278,504, up 3.8% year over year. Monterey is part of the Cookeville, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Cookeville, TN stress score, crash risk, and 12-month forecast →
Home Value$278,504
+3.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Monterey.
$55,701 on $278,504
Affordable — 27.8% of income
Under the 28% guideline.
PITI$1,740
P/I27.8%
Afford$280K
Room+$2K
P&I $1,408Tax $165Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Tennessee
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Full Cookeville, TN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cookeville, TN metro.
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