The median home in Niota, Tennessee is valued at $263,256, up 1.7% year over year. Niota is part of the Athens, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$263,256

+1.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$52,651 on $263,256

Example: $75,000 household income. Change it above to see your own.

Affordable26.5% of income

Under the 28% guideline.

PITI$1,654

P/I26.5%

Afford$279K

Room+$15K

P&I $1,331Tax $156Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Niota with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Athens, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Athens, TN metro.

View Athens, TN metro

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Niota, TN