City

NIOTA, TN

Athens, TN

Median home value: $263K (+1.7% YoY). Part of Athens, TN.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Athens, TN metro page.

Home Value$263,256
+1.7%
AFFORDABILITY

Enter your income for Niota.

$52,651 on $263,256
Affordable — 25.4% of income

Under the 28% guideline.

PITI$1,585
P/I25.4%
Afford$291K
Room+$27K
P&I $1,263Tax $156Ins $167
6.00% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Niota Housing Market | CrashWatch