The median home in Oak Ridge, Tennessee is valued at $313,529, up 2.2% year over year. Typical monthly rent is $1,637, producing a price-to-rent ratio of 16x — near the national average of 18x. Oak Ridge is part of the Knoxville, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$313,529

+2.2%

Rent$1,637/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Oak Ridge.

Income (annual)

Down Payment

$62,706 on $313,529

Example: $75,000 household income. Change it above to see your own.

Stretch31% of income

Above 28% but manageable with cuts.

PITI$1,938

P/I31%

Afford$283K

Gap-$30K

P&I $1,585Tax $186Ins $167

Renting $301/mo cheaper ($1,637 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Oak Ridge with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Knoxville, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Knoxville, TN metro.

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Oak Ridge, TN