The median home in Oakland, Tennessee is valued at $351,886, down 0.7% year over year. Typical monthly rent is $2,001, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Oakland is part of the Memphis, TN-MS-AR metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$351,886

-0.7%

Rent$2,001/mo

Prices falling — better for buyers.

Affordability

Enter your income for Oakland.

Income (annual)

Down Payment

$70,377 on $351,886

Example: $75,000 household income. Change it above to see your own.

Stretch34.5% of income

Above 28% but manageable with cuts.

PITI$2,154

P/I34.5%

Afford$286K

Gap-$66K

P&I $1,779Tax $208Ins $167

Renting $153/mo cheaper ($2,001 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Oakland with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Memphis, TN-MS-AR analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Memphis, TN-MS-AR metro.

View Memphis, TN-MS-AR metro

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Oakland, TN