The median home in Ooltewah, Tennessee is valued at $437,136, down 0.1% year over year. Typical monthly rent is $2,036, producing a price-to-rent ratio of 17.9x — near the national average of 18x. Ooltewah is part of the Chattanooga, TN-GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$437,136
-0.1%
Rent$2,036/mo
AFFORDABILITYRenting $600/mo cheaper ($2,036 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Ooltewah.
$87,427 on $437,136
Out of reach — 42.2% of income
Need $112,971/yr to afford.
PITI$2,636
P/I42.2%
Afford$290K
Gap-$147K
P&I $2,210Tax $259Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Tennessee
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Full Chattanooga, TN-GA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chattanooga, TN-GA metro.
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