The median home in Ooltewah, Tennessee is valued at $437,136, down 0.1% year over year. Typical monthly rent is $2,036, producing a price-to-rent ratio of 17.9x — near the national average of 18x. Ooltewah is part of the Chattanooga, TN-GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$437,136

-0.1%

Rent$2,036/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$87,427 on $437,136

Example: $75,000 household income. Change it above to see your own.

Out of reach42.2% of income

Need $112,971/yr to afford.

PITI$2,636

P/I42.2%

Afford$290K

Gap-$147K

P&I $2,210Tax $259Ins $167

Renting $600/mo cheaper ($2,036 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Ooltewah with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Chattanooga, TN-GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chattanooga, TN-GA metro.

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Ooltewah, TN