The median home in Rock Island, Tennessee is valued at $232,541, up 0.2% year over year. Rock Island is part of the McMinnville, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$232,541

+0.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$46,508 on $232,541

Example: $75,000 household income. Change it above to see your own.

Affordable23.7% of income

Under the 28% guideline.

PITI$1,480

P/I23.7%

Afford$275K

Room+$42K

P&I $1,176Tax $138Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Rock Island with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full McMinnville, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the McMinnville, TN metro.

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Rock Island, TN